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Work-from-home job scams But instead of making money, you end up paying for starter kits, so-called training, or certifications that are useless. You might also find that your credit card is charged without your permission, or you get caught up in a fake check scam, where you deposit a check from your new employer, the employer then asks you to send some money back due to "overpayment," but the check will ultimately bounce, and the bank will want you to repay the full amount of the fake check, while the scammers keep the real money you sent them. Mystery shopper scams Don't pay for the promise of a job. Honest employers, including the federal government, will never ask you to pay to get a job. Anyone who does is a scammer. Advice on Finding a Job What To Do if You Paid a Scammer No matter how you paid - debit or credit card, mobile payment app or wire transfer, gift card, cash reload card, or cryptocurrency - immediately contact the company you used to send the money, report the fraud, and ask to have the transaction reversed, if possible. For specific advice on how to reverse different types of payments, read What To Do If You Were Scammed. Find out more about how to avoid scams at ftc.gov/scams. designer bags cyber monday